{"id":22955,"date":"2024-01-20T21:46:43","date_gmt":"2024-01-20T21:46:43","guid":{"rendered":"https:\/\/bestbrainz.com\/info\/?page_id=180"},"modified":"2024-01-20T21:46:43","modified_gmt":"2024-01-20T21:46:43","slug":"cpf-employer-login","status":"publish","type":"page","link":"https:\/\/forms24.co.za\/data\/cpf-employer-login\/","title":{"rendered":"CPF Employer Login"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">While most of us know that the Central Provident Fund (CPF) is a mandatory savings scheme, it is sometimes difficult to understand how it works. Employees have it easy \u2013 for Singaporeans and Permanent Residents (PRs) who are contractually employed, their CPF contributions are made on their behalf by their employers.&nbsp;<\/p><div id=\"forms-2360620940\" class=\"forms-atf forms-entity-placement\" style=\"margin-top: 15px;margin-bottom: 20px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads atf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"8381596201\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n<p class=\"wp-block-paragraph\">However, if you are an employer and are confused about the specifics of employee\/employer CPF contributions, let us break this down for you.<\/p>\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/gometa.co.za\/web\/search?q=Click+Here+for+CPF+Employer+Login\">Click Here for CPF Employer Login<\/a><\/p>\n\n\n<h2 class=\"wp-block-heading\"><strong>What are Employee and Employer CPF Contributions?<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">Every month, you must contribute two portions of money to your employees\u2019 CPF accounts. This includes:&nbsp;&nbsp;<\/p>\n\n\n<ol class=\"wp-block-list\"><li>The employee\u2019s contribution; and&nbsp;&nbsp;<\/li><li>The employer\u2019s contribution.&nbsp;<\/li><\/ol>\n\n\n<p class=\"wp-block-paragraph\">The amounts you have to contribute depend on factors such as your employees\u2019 wages and their ages (explained below).&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">As an employer, you are entitled to recover the employee\u2019s share of the mandatory CPF contributions if your employees are earning more than $500 per month.<\/p>\n\n\n<p class=\"wp-block-paragraph\">All you have to do is deduct the amount from the employee\u2019s wages after making the CPF contributions for that particular month.&nbsp;&nbsp;<\/p>\n\n\n<h2 class=\"wp-block-heading\"><strong>Must I Pay CPF Contribution for All Employees?<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">No, you do not have to make CPF contributions for all employees.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">In order to be entitled to CPF contributions, an employee, in general must:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li>Be a Singaporean citizen, or a Singapore PR<\/li><li>Be employed in Singapore&nbsp;<\/li><li>Have signed a contract of service with an employer&nbsp;<\/li><li><strong>Not<\/strong>&nbsp;be employed as a master, seaman or an apprentice in any shipping vessel&nbsp;(unless the employment contract does not exempt you from making CPF contributions for that employee)<\/li><\/ul>\n\n\n<h3 class=\"wp-block-heading\"><strong>Does the type of employment matter?&nbsp;<\/strong><\/h3>\n\n\n<p class=\"wp-block-paragraph\">Yes. In general, employees can receive CPF contributions if they are of the following employment types (and provided that they also fulfil the criteria mentioned above):&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li>Full-time employees<\/li><li>Part-time employees earning more than $50\/month<\/li><li>Temporary\/casual employees earning more than $50\/month<\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\">This is even if the employee has more than one employer, or is your family member.&nbsp;<\/p>\n\n\n<h3 class=\"wp-block-heading\"><strong>Who do I not have to pay CPF for?<\/strong><\/h3>\n\n\n<p class=\"wp-block-paragraph\">You do not have to pay CPF for the following groups of people:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li>Foreign employees (Holders of an Employment Pass, S pass, Miscellaneous Work Pass or Work Permit)<\/li><li>Singaporean\/Singaporean PRs who are posted overseas (but you may voluntarily pay CPF for them nevertheless)<\/li><li>Registered Partners of a Limited Liability Partnership (LLP) or Limited Partnership (LP) (unless engaged under an employment contract within the partnership)<\/li><\/ul>\n\n\n<h2 class=\"wp-block-heading\"><strong>What Payments\/Leave Do and Do Not Attract Employee CPF Contribution?&nbsp;<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">In general, you will have to make CPF contributions to your employees\u2019 CPF accounts for the following types of payments:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li><strong>Basic salary<\/strong><\/li><li><strong>Overtime pay<\/strong>&nbsp;(only for workmen and employees whose basic salary per month does not exceed $4,500 and $2,500 respectively)<\/li><li><strong>Cash incentives:&nbsp;<\/strong><ul><li>Payments for good work and attendance<\/li><li>Long Service Awards<\/li><li>Productivity Awards<\/li><\/ul><\/li><li><strong>Allowances:&nbsp;<\/strong><ul><li>Meal expenses<\/li><li>Education-related expenses for your employees\u2019 children<\/li><li>Transport expenses<\/li><li>Cash gifts given to employees during festive seasons etc.<\/li><\/ul><\/li><li><strong>Bonuses&nbsp;<\/strong><\/li><li><strong>Commissions&nbsp;<\/strong>(payments that are based on the percentage of sales achieved)<\/li><li><strong>Annual Leave Pay&nbsp;<\/strong>(payments made in lieu of leave)<\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\">There are certain payments that&nbsp;<strong>do not<\/strong>&nbsp;attract employee CPF contributions, such as the following:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li><strong>Reimbursements\u00a0for<\/strong>:<ul><li>Expenses your employee incurs on behalf of your company<\/li><li>Courses that are part of your employee\u2019s training programme<\/li><li>Money spent on entertaining your company\u2019s clients etc.\u00a0<\/li><\/ul><\/li><li><strong>Gifts:<\/strong>\u00a0<ul><li>Small tokens<\/li><li>Gifts to congratulate employees on their marriage or to commemorate the birth of their children<\/li><\/ul><\/li><li><strong>Compensation:<\/strong><ul><li>Compensation for injuries approved under the\u00a0Work Injury Compensation Act<\/li><\/ul><\/li><li><strong>Termination benefits:\u00a0<\/strong><ul><li>Retirement gratuity\u00a0<\/li><li>Retrenchment pay<\/li><li>Severance pay<\/li><li>Compensation for loss of employment etc.<\/li><\/ul><\/li><\/ul>\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the Employee CPF Contribution Rates?&nbsp;<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">\u201cCPF contribution rate\u201d refers to the method used to calculate the CPF contribution you should be making for your employees.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Your employees will have different CPF contribution rates, depending on their:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li><strong>Citizenship<\/strong>&nbsp;(Singaporean, PR for 3 years and above, or PR for 2 years and below)<\/li><li><strong>Age group&nbsp;<\/strong><\/li><li><strong>Total wages for the month<\/strong>&nbsp;(sum of Ordinary Wages and Additional Wages)<\/li><li><strong>Sector<\/strong>&nbsp;(i.e. private or public sector)<\/li><\/ul>\n\n\n<h3 class=\"wp-block-heading\"><strong>Ordinary and Additional Wages<\/strong><\/h3>\n\n\n<p class=\"wp-block-paragraph\">Ordinary Wages (OW) refer to the wages an employee has earned through their employment in 1 month. An example of this is the monthly salary you pay to your employees.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">Additional Wages (AW) refer to wages which are either:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li>Not granted wholly\/exclusively for the month; or<\/li><li>Made at intervals of more than a month&nbsp;<\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\">Examples of AW include annual bonuses and leave pay.&nbsp;<\/p>\n\n\n<h3 class=\"wp-block-heading\"><strong>CPF contribution ceilings<\/strong><\/h3>\n\n\n<p class=\"wp-block-paragraph\">OW and AW are important as they both have \u201cceilings\u201d that limit the CPF contribution your employee can receive.&nbsp;<\/p>\n\n\n<h4 class=\"wp-block-heading\"><strong>OW ceiling&nbsp;<\/strong><\/h4>\n\n\n<p class=\"wp-block-paragraph\">The OW ceiling is capped at $6,000. This means that if an employee\u2019s monthly salary is $8,500, his\/her CPF contribution will only be calculated based on an OW of $6,000. You will not need to pay CPF contribution on the remaining $2,500.&nbsp;<\/p>\n\n\n<h4 class=\"wp-block-heading\"><strong>AW ceiling&nbsp;<\/strong><\/h4>\n\n\n<p class=\"wp-block-paragraph\">The AW ceiling can be found by using the following equation:<\/p>\n\n\n<p class=\"wp-block-paragraph\">&nbsp;$102,000 \u2013 Total OW for the year<\/p>\n\n\n<p class=\"wp-block-paragraph\">This means that if an employee\u2019s monthly salary is $5,000, his\/her AW ceiling will be:&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">$102,000 \u2013 ($5,000 x 12) = $42,000.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">So if you happen to give this particular employee a $45,000 bonus, his\/her CPF contribution will only be calculated based on an AW of $42,000. You will not have to pay CPF contribution on the remaining $3,000.<\/p>\n\n\n<h2 class=\"wp-block-heading\"><strong>Calculating CPF contributions<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">If you work in the public sector, you must determine whether your employees are pensionable (i.e employees who are eligible to receive pensions under the Pensions Act) before you can calculate their CPF contributions.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">For pensionable public sector employees, CPF contribution rates can be calculated according to the following table:<\/p>\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Employee\u2019s age<\/strong><\/td><td><strong>Contribution Rates from 1 January 2016 Based on %<\/strong><strong>(for pensionable wage component only)<\/strong><\/td><\/tr><tr><td><\/td><td>By employer&nbsp;<\/td><td>By employee&nbsp;<\/td><td>Total&nbsp;<\/td><\/tr><tr><td>55 and below<\/td><td>12.75&nbsp;<\/td><td>15<\/td><td>27.75<\/td><\/tr><tr><td>Above 55 to 60<\/td><td>9.75<\/td><td>9.75<\/td><td>19.5<\/td><\/tr><tr><td>Above 60 to 65&nbsp;<\/td><td>6.75&nbsp;<\/td><td>5.625<\/td><td>12.375&nbsp;<\/td><\/tr><tr><td>Above 65<\/td><td>5.625&nbsp;<\/td><td>3.75<\/td><td>9.375<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<p class=\"wp-block-paragraph\">For all employees who work in the private sector and non-pensionable employees from the public sector, CPF contribution rates can be calculated according to the table below:&nbsp;<\/p>\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Employee\u2019s age<\/strong><\/td><td><strong>Contribution Rates from 1 January 2016 Based on %<\/strong><strong>(for monthly wages \u2265 $750)<\/strong><\/td><\/tr><tr><td><\/td><td>By employer&nbsp;<\/td><td>By employee&nbsp;<\/td><td>Total&nbsp;<\/td><\/tr><tr><td>55 and below<\/td><td>17&nbsp;<\/td><td>20<\/td><td>37<\/td><\/tr><tr><td>Above 55 to 60<\/td><td>13<\/td><td>13<\/td><td>26<\/td><\/tr><tr><td>Above 60 to 65&nbsp;<\/td><td>9<\/td><td>7.5<\/td><td>16.5<\/td><\/tr><tr><td>Above 65<\/td><td>7.5&nbsp;<\/td><td>5<\/td><td>12.5<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s say that one of your private sector employees is a 57-year-old man who earns a monthly salary of $7,500, and is being given a bonus of $1,000 for the month of June.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">According to the second table, your employee, who falls under the \u201cAbove 55 to 60\u201d age group, should receive a CPF contribution worth 26% of his total wages. Since OW are capped at $6,000 and his AW has not exceeded the AW ceiling, he will receive approximately $1,820, since:<\/p>\n\n\n<p class=\"wp-block-paragraph\">26% x (6,000 + 1,000) = $1,820.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Since it may be difficult to manually calculate the CPF contributions of employees who vary in age and have different monthly salaries, the CPF Board has created an online&nbsp;<a href=\"https:\/\/www.cpf.gov.sg\/eSvc\/Web\/Miscellaneous\/ContributionCalculator\/Index?isFirstAndSecondYear=0&amp;isMember=0\" target=\"_blank\" rel=\"noreferrer noopener\">CPF contribution calculator<\/a>.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">All you have to do is key in the necessary information, such as each employee\u2019s birthday, and the OW and AW each employee has received for that particular month, and the calculator will inform you of how much you will have to contribute to your employee\u2019s CPF account.&nbsp;<\/p>\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Pay Employee CPF Contributions&nbsp;<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">You can pay employee CPF contributions online, via the&nbsp;<a href=\"https:\/\/www.cpf.gov.sg\/Employers\/Services\/others\/evcpages\/e-services\/cpf-e-submission\" target=\"_blank\" rel=\"noreferrer noopener\">CPF e-Submit@web<\/a>&nbsp;portal.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">In order to use the CPF e-Submit@web portal, you will need:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li>A SingPass\/CorpPass account<\/li><li>A Unique Entity Number (UEN)<\/li><li>A computer with internet access<\/li><li>A working email address<\/li><li>An approved mode of payment (either Direct Debit or eNETS)<\/li><li>To be a registered user with the CPF Board for CPF e-submissions<\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\">If you have just&nbsp;<a href=\"https:\/\/singaporelegaladvice.com\/law-articles\/singapore-company-registration\/\" target=\"_blank\" rel=\"noreferrer noopener\">set up your company<\/a>, or have been submitting CPF contributions manually and would like to switch to the web portal, you will have to submit an&nbsp;<a href=\"https:\/\/www.cpf.gov.sg\/eSvc\/Web\/AuthenticationProviderSelection\/SelectSPCPProvider?returnAction=%2feSvc%2fWeb%2fSchemes%2fApplicationForSubmittingCpfContributionDetails%2fIndex&amp;theme=Employer\" target=\"_blank\" rel=\"noreferrer noopener\">application<\/a>&nbsp;before you can access the web portal.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">Once you have access to the web portal, you will need the following details regarding your employees in order to pay their CPF contributions:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li>CPF Account Numbers<\/li><li>Full names<\/li><li>OW and AW&nbsp;&nbsp;<\/li><li>Date of Birth<\/li><li>Citizenship (Singaporean, or Singapore PR)<\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\">After you key in the details listed above, the system will automatically calculate the CPF contributions that you will have to make for each employee, based on their wages, citizenship and ages. You can then make the payments via Direct Debit or eNETS.<\/p>\n\n\n<p class=\"wp-block-paragraph\">If you submit the CPF contributions online, you will&nbsp;<strong>not&nbsp;<\/strong>have to pay the processing fee of $7 per employee per month.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">If you do not have access to a computer, you can also e-submit CPF contribution details via any mobile device, using the free \u201cCPF e-Submit@mobile\u201d mobile app, OR via any AXS station using the \u201cCPF e-Submit@AXS\u201d portal.&nbsp;<\/p>\n\n\n<h2 class=\"wp-block-heading\"><strong>When Must I Pay My Employee CPF Contributions?&nbsp;<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">You must pay your employee CPF contributions at the end of every month. If you have forgotten to pay the contributions, don\u2019t worry \u2013 you have a 2-week grace period after the deadline to do so.<\/p>\n\n\n<p class=\"wp-block-paragraph\">This means that if you forgot to pay the contributions on the 31st of January, you will have up till 14th&nbsp;February to pay the contribution. If the 14th&nbsp;of February happens to fall on a weekend or public holiday, you can pay by the next working day.<\/p>\n\n\n<p class=\"wp-block-paragraph\">If you still have not paid your employees\u2019 CPF contributions after this grace period has ended, you will&nbsp;have to pay a late payment interest of 18% per annum (1.5% per month) starting from the first day of the following month. Following the example provided above, you will have to start paying interest from 1st March onwards.<\/p>\n\n\n<h2 class=\"wp-block-heading\"><strong>What Happens If I Paid My Employee Incorrectly?&nbsp;<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">Before you begin any of the below-mentioned procedures, note that:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li>The refund or adjustment must be applied within 1 year from the date of payment<\/li><li>You have notified all affected employees about the refund or adjustment<\/li><li>The adjustment or refund is subject to the availability of funds in the employee\u2019s CPF account<\/li><\/ul>\n\n\n<h3 class=\"wp-block-heading\"><strong>Accidentally submitting CPF contributions twice<\/strong><\/h3>\n\n\n<p class=\"wp-block-paragraph\">If you have accidentally paid CPF contributions twice in the same month, you can apply for a full refund of the extra submission. Before you do so, you must inform all affected employees that you will be applying for a refund.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">In this case, you will have to send the CPF Board&nbsp;<a href=\"https:\/\/www.cpf.gov.sg\/employers\/FAQ\/employer-guides\/Paying-CPF-Contributions\/Adjustment-and-Refund-of-CPF-Contributions\/FAQDetails?category=Paying%20CPF%20Contributions&amp;group=Adjustment%20and%20Refund%20of%20CPF%20Contributions&amp;folderid=11111&amp;ajfaqid=2198942\" target=\"_blank\" rel=\"noreferrer noopener\">an email or letter<\/a>, providing the following details:<\/p>\n\n\n<ul class=\"wp-block-list\"><li>Your Company\u2019s name<\/li><li>Your CPF Submission Number (CSN)<\/li><li>The reason for the refund<\/li><li>Date of payment&nbsp;<\/li><li>Amount to be refunded&nbsp;<\/li><li>Requestor\u2019s designation<\/li><li>Acknowledgement that all affected employees have been informed of the refund request<\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\">Generally, the refund will take around 7 working days.&nbsp;<\/p>\n\n\n<h3 class=\"wp-block-heading\"><strong>Over-contribution to your employees\u2019 CPF accounts<\/strong><\/h3>\n\n\n<p class=\"wp-block-paragraph\">If you have over-contributed for your employees, you can either:&nbsp;<\/p>\n\n\n<ul class=\"wp-block-list\"><li>Apply to the CPF Board for the excess contributions to be shifted to another month; or&nbsp;<\/li><li>Apply for a refund of the excess contribution<\/li><\/ul>\n\n\n<h4 class=\"wp-block-heading\"><strong>Shifting excess contributions&nbsp;<\/strong><\/h4>\n\n\n<p class=\"wp-block-paragraph\">If you would like to shift the excess contribution to a later month, you will have to submit your&nbsp;<a href=\"https:\/\/www.cpf.gov.sg\/employers\/FAQ\/employer-guides\/Paying-CPF-Contributions\/Adjustment-and-Refund-of-CPF-Contributions\/FAQDetails?category=Paying%20CPF%20Contributions&amp;group=Adjustment%20and%20Refund%20of%20CPF%20Contributions&amp;folderid=11224&amp;ajfaqid=4435795\" target=\"_blank\" rel=\"noreferrer noopener\">application<\/a>&nbsp;only when contributions for that later month is due.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">For example, if you over-contributed in March and would like to shift the excess payment to April, you can only apply for the adjustment in April. If you applied for adjustment in March itself, your application would be rejected, since CPF contributions for April are not due yet.&nbsp;<\/p>\n\n\n<h4 class=\"wp-block-heading\"><strong>Refund&nbsp;<\/strong><\/h4>\n\n\n<p class=\"wp-block-paragraph\">If you would like to request for a refund, you will have to submit an application. This can be done&nbsp;<a href=\"https:\/\/www.cpf.gov.sg\/Employers\/FAQ\/employer-guides\/paying-cpf-contributions\/adjustment-and-refund-of-cpf-contributions\/FAQDetails?category=Paying%20Cpf%20Contributions&amp;group=Adjustment%20and%20Refund%20of%20CPF%20Contributions&amp;ajfaqid=2184702&amp;folderid=11111\" target=\"_blank\" rel=\"noreferrer noopener\">online<\/a>, using your Singpass\/CorpPass account, or manually by downloading the \u201cRefund CPF Contributions Paid in Error\u201d&nbsp;<a href=\"https:\/\/www.cpf.gov.sg\/Assets\/employers\/Documents\/FORM_40.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">form<\/a>&nbsp;and sending it to the CPF Board\u2019s Refund Management Section.&nbsp;&nbsp;<\/p>\n\n\n<h3 class=\"wp-block-heading\"><strong>Underpayment\/Omission of CPF contributions&nbsp;<\/strong><\/h3>\n\n\n<p class=\"wp-block-paragraph\">If you have underpaid\/omitted to pay employee CPF contributions, you can simply pay the necessary amounts via&nbsp;<a href=\"https:\/\/www.cpf.gov.sg\/Employers\/Services\/others\/evcpages\/e-services\/cpf-e-submission\" target=\"_blank\" rel=\"noreferrer noopener\">e-submission<\/a>&nbsp;or via manual payment. Make sure you do this before the 14-day grace period is up, or you will have to pay the late payment interest as mentioned previously.<\/p>\n\n\n<h3 class=\"wp-block-heading\"><strong>Accidentally indicating the wrong details&nbsp;<\/strong><\/h3>\n\n\n<p class=\"wp-block-paragraph\">If you have accidentally indicated the wrong details when making a CPF submission, such as by indicating the wrong month or CPF Submission Number, you can submit an application to adjust the CPF contribution.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">This can be done&nbsp;<a href=\"https:\/\/www.cpf.gov.sg\/employers\/FAQ\/employer-guides\/Paying-CPF-Contributions\/Adjustment-and-Refund-of-CPF-Contributions\/FAQDetails?category=Paying%20CPF%20Contributions&amp;group=Adjustment%20and%20Refund%20of%20CPF%20Contributions&amp;folderid=11224&amp;ajfaqid=2198952\" target=\"_blank\" rel=\"noreferrer noopener\">online<\/a>, as long as you have a CPF account number and the CPF Submission Number. Alternatively, you could complete the application form manually, by downloading the \u201cAdjust CPF Payment by Employer\u201d form and emailing it to the CPF Board.&nbsp;<\/p>\n\n\n<h2 class=\"wp-block-heading\"><strong>What Happens If I Fail to Pay\/Underpaid Employee CPF Contributions?<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">If you fail to pay or underpaid employee CPF contributions, there is a chance that your employees may report you to the authorities.<\/p>\n\n\n<p class=\"wp-block-paragraph\">If you are a first-time offender who is found guilty of failing to pay or underpaying employee CPF contributions, you can face a fine of up to $5,000, and\/or an imprisonment term of up to 6 months.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">Repeat offenders will face harsher penalties \u2013 you could be fined up to $10,000 and\/or face an imprisonment term of up to 12 months.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Alternatively, if you have deducted your employees\u2019 share of CPF contributions but fail to pay the same amount to the CPF Board, you can be fined up to $10,000 and\/or face an imprisonment term of up to 7 years.&nbsp;<\/p>\n\n\n<p class=\"wp-block-paragraph\">\u2014<\/p>\n\n\n<p class=\"wp-block-paragraph\">The CPF is an incredibly important scheme that helps to fill Singaporeans and Singapore PRs with a sense of security, as these savings come in handy for many things, from health crises to ensuring a peaceful retirement. As an employer, it is your duty to ensure that your employees receive the necessary CPF contributions every month.&nbsp;<\/p><div id=\"forms-1415340925\" class=\"forms-content forms-entity-placement\"><div style=\"width: 300px; padding: 20px; margin: 0 auto; border: 1px solid #ddd; border-radius: 8px; background-color: #f9f9f9; text-align: center; font-family: Arial, sans-serif;\">\r\n    <p style=\"font-size: 16px; margin: 0 0 10px;\">Need Information or Confused about Something ? <\/p>\r\n    <a href=\"https:\/\/onlineapplications.co.za\/ask\/\" style=\"display: inline-block; padding: 10px 20px; background-color: #007BFF; color: #fff; text-decoration: none; border-radius: 4px; transition: background-color 0.3s;\">Ask a Question<\/a>\r\n<\/div>\r\n<\/div><div id=\"forms-3875313528\" class=\"forms-btf forms-entity-placement\" style=\"margin-top: 15px;margin-bottom: 20px;\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads btf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"5513273173\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n<div id=\"forms-931548239\" class=\"forms-cpc forms-entity-placement\"><hr>\n<h1>Did You Know : Top 15 Free Online Learning Platforms<\/h1>\n\n<ol>\n  <li>\n    <strong>Free Online Education Degrees : Coursera:<\/strong>\n    <p>Coursera partners with universities and organizations worldwide to offer a wide range of courses. 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It offers a free trial period.<\/p>\n  <\/li>\n<\/ol><\/div>","protected":false},"excerpt":{"rendered":"<p>While most of us know that the Central Provident Fund (CPF) is a mandatory savings scheme, it is sometimes difficult to understand how it works. Employees have it easy \u2013 for Singaporeans and Permanent Residents (PRs) who are contractually employed, their CPF contributions are made on their behalf by their employers.&nbsp; However, if you are &#8230; <a title=\"CPF Employer Login\" class=\"read-more\" href=\"https:\/\/forms24.co.za\/data\/cpf-employer-login\/\" aria-label=\"Read more about CPF Employer Login\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-22955","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/forms24.co.za\/data\/wp-json\/wp\/v2\/pages\/22955","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forms24.co.za\/data\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/forms24.co.za\/data\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/forms24.co.za\/data\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/forms24.co.za\/data\/wp-json\/wp\/v2\/comments?post=22955"}],"version-history":[{"count":0,"href":"https:\/\/forms24.co.za\/data\/wp-json\/wp\/v2\/pages\/22955\/revisions"}],"wp:attachment":[{"href":"https:\/\/forms24.co.za\/data\/wp-json\/wp\/v2\/media?parent=22955"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}