Even if you’re a low- or middle-income Filipino, you, too, can afford to build or buy your own home. The government-mandated Home Development Mutual Fund, more popularly known as the Pag-IBIG Fund, gives its contributing members the power to finance their home purchase at a more affordable rate, as compared to the rates offered by real estate … Read more
With all of the Pag-IBIG benefits available to members, you’ll most likely want to stay on top of your monthly Pag-IBIG contributions. While it’s definitely easier to do if you’re a regular employee (as it’s done automatically by local employers), that doesn’t mean that freelancers, OFWs, entrepreneurs, and other professionals can’t pay their contributions. Whether you’re a … Read more
Members can borrow up to 80% of their Total Accumulated Value (TAV) subject to the terms and conditions of the program. Calamity Loan Interest rate is 5.95% per annum. The loan is amortized over 24 months, with a grace period of 3 months. Paying period begins on the 4th month following their check date. Section 16 of Republic … Read more
The Pag-IBIG Fund Calamity Loan caters to affected members in areas declared under a state of calamity. It features a cheap interest rate of only 5.95% per annum and is payable in 24 monthly installments. The loan may be used for housing or non-housing related purposes, such as: for livelihood, tuition/educational expense, health and medical … Read more
How Much Is The Maximum Loan Amount? A qualified Pag-IBIG member shall be allowed to borrow an amount up to a maximum of Six Million Pesos (Php 6,000,000.00), which shall be based on the lowest of the following: The Member’s Actual Need, His Loan Entitlement Based On Capacity To Pay, The Loan-To-Appraisal Value Ratio. The … Read more
PAG-IBIG Fund is a government-run mutual fund developed for the primary purpose of providing affordable housing programs for the majority of Pinoys. Aside from housing, another goal of the PAG-IBIG Fund is to generate savings. Considering the inflation rate, this option is a practical means of purchasing a property or getting the money you need … Read more
How To Apply NBI Online Registration The steps for applying for NBI Clearance Online are as follows: NBI Online Website The NBI Clearance website is designated by the NBI agency to collect data on all those who wish to apply for NBI clearance. This website also oversees all the NBI online appointments of all applicants … Read more
NBI Clearance Requirements. For first-time applicants, including those who are for renewal but whose NBI clearances were issued before 2014 or whose previous clearances have a correction/error/changes in any field (even if the correction only involves a single letter), the following is required: Any two (2) valid government-issued IDs. Here’s a list of acceptable valid … Read more
How to copy texts from PDF to Word – lines, whole paragraphs, and especially tables? Is it possible to open a PDF in Word and start editing it? How to convert scanned PDF into Word document that is editable? All office users have faced the problem of figuring out how to copy PDF to Word … Read more
Edit a PDF To edit a PDF, simply open it in Word. This works best with PDFs that are mostly text. Go to File > Open. Find the PDF, and open it (you might have to select Browse and find the PDF in a folder). Word tells you that it’s going to make a copy of the PDF and convert … Read more