Investec bank account

A Private Banking experience that’s all about you

Get access to our unmatched expertise, one-on-one assistance and 24/7/365 global support. Apply now

Private Banking Account fee structure

Latest fees effective 1 August 2025/2026

Access a detailed breakdown of Private Banking fees. Download here

Savings Accounts

Savings to suit your needs

When it comes to saving, everyone has different needs. We offer an array of products to meet your specific requirements.

Investec has a wide variety of savings products including instant savings accounts, notice deposits, and fixed-term deposit accounts. These are all geared towards meeting your requirements securely, with maximum growth potential 

Savings Wizard

A helpful tool to assist you in choosing the right savings products for your needs.

Click on any one of the three blocks below to start your journey Product Table

Daily rates

Have your finger on the pulse View latest rates

Private Bank Account

Your extraordinary Private Bank Account

  • A competitive debit rate of up to prime.
  • A Visa platinum credit card with up to 45 interest free days on card purchases.
  • Unlimited free ATM withdrawals both locally and internationally.
  • Interest on your credit balance.
  • Up to 60 month budget facility option for those unexpected purchases.
  • Complimentary local and international lounge access.

Benefits for you and your family

  • Get an extra card linked to your account at no extra cost or a stand-alone Private Bank Account at a reduced monthly fee for your spouse or life partner. 
  • Open an Investec Youth Account, a transactional account with a Visa debit card, for no additional monthly fee. 
  • Open a linked Cash Management Account and earn a higher interest rate through active management of your surplus short-term funds. 
  • Open a tax-free investment or a local unit trust for you and your children through My Investments.

Access international banking and services

  • Open a sterling-based transactional account in the UK (for an additional fee).
  • Enjoy preferential exchange rates on foreign exchange whether you are investing internationally, making international payments or receiving funds from abroad into your Investec Account.
  • Get access to emergency funds with Western Union Money Transfer if your card is lost or stolen while travelling abroad.

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