would like a hardcopy of my CPF Yearly Statement of Account (YSOA). Where can I get it?

You can:

• Print your CPF Yearly Statement of Accounts (YSOAs) for the past 10 years via SingPass login at my cpf Online Services > My Statement.
• Have a hardcopy of your latest YSOA mailed to your registered address through our Interactive Voice Response System (1800-227-1188) by selecting the Statement Request option (code 2).
• Print your CPF YSOAs at the Citizen Connect Centres (CCC) in selected Community Clubs (CC). The CCC provides internet enabled devices for the public to perform selected transactions with government online (includes printing statements). Please refer to the locations of CCCs (PDF, 0.1MB) for more information.

You can check your Central Provident Fund (CPF) Statement any time by logging in to the CPF website with your SingPass. With My Statement, you can get an overview of your CPF account balances as well as view your transaction and contribution histories.

Here is all you need to know about the CPF Property Withdrawal Statement and a step-by-step guide to obtaining it!

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What is The CPF Property Withdrawal Statement?

The CPF Property Withdrawal Statment is a document provided by CPF for CPF members which summarises all of the member’s property-related transactions using CPF.

Why is The CPF Property Withdrawal Statment Important?

With the statement, you can check the total principal amount withdrawn from your CPF and the accrued interest owed to CPF.

More specifically, the total principal amount withdrawn includes your:

• Payments for valuation / stamp / legal fees.
• Payments to the financier (banks etc.).
• Payments made to HDB / developer.
• Payments for lumpsum and housing loan.
• The monthly deduction for your CPF home loan instalments.
• and more.

In addition, the statement informs you about the amount that will be refunded to your CPF account upon the sale of your property as well.

What is it Needed For?

In general, you will need to submit the CPF Withdrawal Statement for home refinancing loan applications in Singapore even if you have not used CPF to service your existing home loan.

This includes applications for:

• Repricing of Home Loans*
• Refinancing of Home Loans*
  • HDB to Bank Loan
  • Bank Loan to Bank Loan
• Term Loan | Housing Equity Loan | Equity Term Loan.**

*FYI: Repricing refers to switching to a new home loan package within the same bank while refinancing refers to closing your current home loan account and setting up a new home loan account with another bank.

**A Housing Equity Loan, Term Loan or Equity Term Loan all refer to the same thing and are often used interchangeably.

A housing equity loan is where you can borrow money by using the equity of your property as collateral. They are also known as “second mortgages” or “cash-out refinancing”.

But, this type of loan is only available to private property owners and Housing Development Board (HDB) executive condominiums owners who have satisfied the Minimum Occupation Period (MOP) of 5 years.

Now that you know more about the CPF Property Withdrawal Statment, let us dive into how you can obtain it.

How to Obtain CPF Property Withdrawal Statement

Obtaining your CPF Withdrawal Statement is a simple four-step process:

1. Login to the CPF Website With Your SingPass

First, you will need to prepare your phone and Singapass login details.

You will then need to login to the CPF website with your SingPass.

2. Select “My Statement”

3. Scroll Down to Section C and Select ‘Property’

Click on the link which will bring you to the ‘My Statement – Property’ page.

4. Click on “My Public or Private Housing Withdrawal Details”

On the ‘My Statement – Property’ page, click on ‘My Public Housing Withdrawal Details’.

If you own private property, the page will provide a ‘My Private Housing Withdrawal Details’ link.

Clicking on the link will bring you to your CPF Property Withdrawal Statement which can be printed or saved as a PDF!

And there you have it your CPF withdrawal statement.

Hope you find this helpful!